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Binance VIP Levels 2026: VIP1–9 Thresholds, BNB and Fees

New users get 30% back on Binance with NOVA888 (up to 40%, invite-only). VIP needs volume plus BNB: VIP1–9 fees, three routes, update times, VIP + rebate math.

Binance has 10 fee tiers: Regular plus VIP1–VIP9. Unlike most exchanges, where volume or assets alone can qualify you, every row of Binance's official fee table reads "30-day trade volume and BNB balance": volume without enough BNB will not move your tier. And once you reach VIP1, the taker fee on both spot and USDⓈ-M futures is still the same as a regular user's. On Binance, VIP only makes taker orders cheaper from VIP2 on futures and VIP3 on spot.

This guide covers Binance's full official tier table, the three routes to VIP (Trader, Holder and Borrower), when tiers update, how BNB is counted, and what you actually pay once VIP and a fee rebate are combined. Before you reach VIP2, binding code NOVA888 through Quant Nova gives new users a 30% rebate at Lv.1, which cuts the effective futures taker fee from 0.05% to 0.035%, lower than the 0.04% a VIP2 pays without a rebate.

Key points

Binance VIP tier table: thresholds, spot and futures fees

Figures come from the Binance spot fee page and the official public endpoints behind Binance's fee pages (one for spot, one for USDⓈ-M futures), checked on 2026-09-28. Futures rates are for USDT-margined perpetuals.

Tier30-day spot volume (USD)30-day futures volume (USD)BNB balanceSpot maker / takerUSDⓈ-M futures maker / taker
Regular< 1M< 5M≥ 00.100% / 0.100%0.020% / 0.050%
VIP1≥ 1M≥ 5M≥ 50.090% / 0.100%0.018% / 0.050%
VIP2≥ 5M≥ 10M≥ 250.080% / 0.100%0.016% / 0.040%
VIP3≥ 20M≥ 50M≥ 1000.040% / 0.060%0.012% / 0.032%
VIP4≥ 75M≥ 600M≥ 5000.040% / 0.052%0.010% / 0.030%
VIP5≥ 150M≥ 1B≥ 1,0000.025% / 0.031%0.008% / 0.027%
VIP6≥ 400M≥ 2.5B≥ 1,7500.020% / 0.029%0.006% / 0.025%
VIP7≥ 800M≥ 5B≥ 3,0000.019% / 0.028%0.004% / 0.022%
VIP8≥ 2B≥ 12.5B≥ 4,5000.016% / 0.025%0.002% / 0.020%
VIP9≥ 4B≥ 25B≥ 5,5000.011% / 0.023%0.000% / 0.017%

List rates before any BNB discount; Binance's live pages prevail.

Three things to keep in mind when reading the table:

For the difference between maker and taker, see Maker vs taker fees explained.

Three routes to VIP: volume isn't the only way

In How to Become a Binance VIP?, Binance lists several VIP sub-programs; the three below depend only on your own volume, assets or borrowing, and meeting any one of them gives you a VIP tier:

RouteMinimum requirement (VIP1)Daily average BNBValidity (as stated)
Trader VIP30-day volume of 1M USD spot, 5M USD futures or 200,000 USD OTC≥ 5 BNBUpdated daily
Holder VIP100,000 USDT average assets over 30 days, or 100,000 USDT the previous day≥ 5 BNBOngoing
Borrower VIP100,000 USDT average borrowing over 30 days (Crypto Loans, VIP Loans; margin liabilities counted at 0.2×)≥ 25 BNBUpdated daily

Holder: assets alone can get you to VIP1

The Holder route counts assets across your Spot, Funding, Margin, Futures, Options and Alpha accounts. For someone who trades little but keeps 100,000 USDT or more on the exchange, it is the most direct path, though it still needs a 5 BNB daily average. The official guide only lists the VIP1 minimum and doesn't publish Holder thresholds for each tier.

Borrower: 25 BNB required

The Borrower route uses your 30-day average borrowing, and margin liabilities count at only 0.2×, so 100,000 USDT borrowed on margin counts as 20,000. This route asks for 25 BNB, more than the others.

If you qualify under several routes, Binance says "your VIP level will reflect the highest level you meet": you get the best tier you reach, and the routes don't cancel each other out.

Already a VIP elsewhere: let us talk to Binance

Binance also runs an invitation-based program (Invited VIP) for large traders from other platforms; it doesn't require BNB, but the upgrade is time-limited. If you're already a VIP on another exchange or trade in size, contact Quant Nova support: we work directly with Binance's official team to request a VIP tier trial or other perks for you. The tier and duration you actually get are up to Binance.

Need help? Contact support

For any binding or rebate question, or to learn about our exclusive OKX rewards and promotions, reach our support through the channels below.

If you trade at high volume, hold exchange VIP status, or run quantitative strategies, you can also apply here for an upgrade to Supernova — our highest tier, with the highest rebate.

How tiers are calculated and when they update

In other words, BNB is a next-day threshold: buy 25 BNB this afternoon and today's average won't be 25; it counts at the update after you've held it for a full day.

BNB's two roles: tier requirement and fee discount

BNB does two different jobs on Binance, and they're often confused:

At VIP2, for example, the 0.040% futures taker fee becomes 0.036% with the BNB discount. Watch out: if the BNB you spend on fees is the same 25 BNB you hold for the tier, your balance slowly falls below 25, the next day's average drops, and so does your tier. Keep a buffer if you want both. How the BNB discount and the rebate stack is covered in the Binance fee rebate guide, so we won't repeat it here.

VIP plus rebate: a 12M USD monthly futures example

The rebate is calculated on the fees you actually pay; VIP sets the list rate. The two layers don't conflict. Quant Nova's Binance rebate is 30% for new users at Lv.1, 35% at SVIP (reachable through trading), and up to 40% at the invitation-only Supernova tier. Your tier is set by the fees you paid over the past 30 days (XP): Lv.5 needs 2,500 USDT and SVIP needs 5,000 USDT (see How rebate tiers and XP work).

Say you trade 12M USD of futures in 30 days, all taker. Your volume already qualifies for VIP2; the only difference is how much BNB you hold:

ScenarioTaker rate30-day feesQuant Nova tierRebateNet paid
Under 5 BNB (Regular), no rebate0.050%6,000 USDT—06,000 USDT
5–24 BNB (VIP1), bound to Quant Nova0.050%6,000 USDTSVIP 35%2,100 USDT3,900 USDT
25+ BNB (VIP2), no rebate0.040%4,800 USDT—04,800 USDT
VIP2 + a common 20% code0.040%4,800 USDT—960 USDT3,840 USDT
VIP2, bound to Quant Nova0.040%4,800 USDTLv.5 34%1,632 USDT3,168 USDT
VIP2 + BNB discount, bound to Quant Nova0.036%4,320 USDTLv.5 34%1,468.8 USDT2,851.2 USDT

Two things are easy to miss here:

Below VIP2 the gap is even clearer: VIP0 plus the 30% Lv.1 rebate gives an effective taker fee of 0.035%, already below VIP2's 0.040% without a rebate. For most traders doing a few million a month or less in futures, binding a rebate pays off faster than chasing VIP. If you're already a Binance VIP or trade large volume, you can contact support to apply for the invitation-only Supernova tier; once approved, the top rate applies directly.

FAQ

What do I need for Binance VIP1?

Trader route: 1M USD spot or 5M USD futures in 30 days, plus a 5 BNB daily average. Holder route: 100,000 USDT in assets plus 5 BNB. Borrower route: 100,000 USDT average borrowing plus 25 BNB.

Can I reach VIP with volume but no BNB?

Not according to the official fee table: every row from VIP1 to VIP9 reads "volume and BNB balance", and Binance's VIP guide lists a daily average BNB balance for the Trader, Holder and Borrower routes.

When does Binance update VIP tiers?

Daily at 08:00 UTC. BNB is based on your average holding from 00:00 to 24:00 the previous day.

Does moving up in VIP shrink my rebate?

The rebate rate stays the same; it's applied to a smaller fee, so the amount is smaller, but your net cost is always lower. Quant Nova tiers are based on 30-day fees, so lower VIP fees can drop you one tier; the example above already accounts for that.

Can I carry VIP status over from another exchange?

Binance has an invitation-based VIP program for large traders from other platforms, but approval and the tier granted are Binance's call. Rather than applying yourself, contact Quant Nova support and we'll request a VIP tier trial or other perks from Binance's official team for you; the result is up to Binance.

Further reading

VIP thresholds, fees and rules in this article come from Binance's official fee pages, public endpoints and support center, checked on 2026-09-28. Binance may change them; its live pages prevail. This article is for information only and is not investment advice.

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Data verified: 2026-09-28