Tool

Funding rate comparison

Current funding rates across eight exchanges, with settlement intervals and 30-day volatility. The real hidden cost of holding a perpetual is usually funding, not the trading fee.

Crypto

Symbol	Binance	OKX	Bybit	Gate	Bitget	MEXC	WEEX	HTX	Settles	30d volatility
BTC
ETH
SOL
XRP
DOGE

Tokenized stocks

Symbol	Binance	OKX	Bybit	Gate	Bitget	MEXC	WEEX	HTX	Settles	30d volatility
MSTR
COIN
NVDA
TSLA
AAPL
SPY
QQQ

Commodities

Symbol	Binance	OKX	Bybit	Gate	Bitget	MEXC	WEEX	HTX	Settles	30d volatility
CL
XAU
XAG

"30d volatility" is the standard deviation of settlements over the last 30 days (Bybit as reference venue). The current rate is a snapshot — some symbols read 0.0000% right now yet swing hard, so a snapshot alone understates the cost of holding.

A positive rate means longs pay shorts; negative means shorts pay longs. Figures are per settlement, not annualized.

What is a funding rate?

Perpetuals have no expiry, so exchanges use funding to anchor the contract to spot: at a premium longs pay shorts, at a discount the reverse. Hold through a settlement and you pay or receive, whether or not you close afterwards.

How to read this table

Start with the settlement interval — most symbols settle every 8 hours, but some (crude oil, CL) settle every 4, charging three times a day and accumulating twice as fast. Then look at 30-day volatility: the higher it is, the less the current rate tells you about what holding will actually cost.

Which costs more, funding or fees?

It depends on holding time. Short-term trading is dominated by fees, which you know in advance from the exchange’s fee schedule and your VIP tier. Hold for longer and funding often exceeds fees by an order of magnitude, and cannot be fixed in advance. Real cost is both together.